What Am I Doing Here?
I’m very excited to return to the Board! It is remarkable how many things are happening in our affiliate and how many ways we’re interacting with our communities to address the need for affordable housing in Lake and Sumter Counties.
Why am I involved?
Because I believe that home ownership changes everything: the owner, the family, the local community, our schools, and our economy. It impacts physical, mental, and financial health. It supports local businesses and improves students’ academic success. And in the big picture, any area that wants to promote its quality of life must recognize that a safe, decent place to call ‘home’ is vital to everyone.
I’m involved with Habitat for Humanity of Lake-Sumter because they’re on the front lines of this issue. Making housing affordable—meaning that no more than 30% of monthly income goes to the mortgage, taxes, and insurance—means a family has breathing room to handle the rest of what life brings.
And I’m involved because I know first-hand the importance of getting help to buy my first home. Long, long ago, in a decade far, far away, I bought my first place, a row house, with the help of a state-sponsored, first-time home-buyer’s program. I became the proud (and nervous) mortgage holder with a subsidized 11.5% fixed rate mortgage at a time when market rates were hitting 18%. Yup. You read that right. Can you imagine? And I knew I was getting a deal at 11.5%!
Decades have passed; mortgages have changed and so have rates (I, of course, haven’t changed a bit), but the need for programs to make home buying affordable hasn’t. I love that we’re building beautifully designed, energy-efficient, right-sized houses for a variety of needs, whether it’s aging-in-place, singles, or families.
It’s great to be a part of an organization that’s building hope and passing the keys to a “quality of life” to buyers who have worked hard to qualify. Your Hometown Habitat covers a big territory and does it with big hearts, big plans, and even bigger visions for the future. And I’m blessed beyond measure to be invited into all of that.
-Lee Owen
Board Member and Community Advocate