Home Ownership Qualification Criteria
- Must be a resident (or employed in) Lake or Sumter County for 6 months minimum
- Must be willing to partner for up to 12 months with HFHLS
- Must demonstrate a need for program
- Credit matters – target score of 640
- Must have verifiable income
- Must be at or below 80% AMI and able to qualify for a mortgage
Home Ownership Program – Maximum Income Guidelines
1 Person Family: $49,100
2 Person Family: $56,100
3 Person Family: $63,100
4 Person Family: $70,100
5 Person Family: $75,700
1 Person Family: $54,050
2 Person Family: $61,800
3 Person Family: $69,500
4 Person Family: $77,200
5 Person Family: $83,400
*Please note that income limits change annually based on USDA guidelines of the Area Median Income calculations. Figures above last released April 2024.
Applications are now closed!
We are not accepting applications at this time. Feel free to review the requirements for our homeownership program in the meantime. You can bookmark this page, as applications will be available here when they’re open.
Contact Veronica at Veronica@habitatls.org for more information!